Lemon Law Buyback Calculator
Estimate the mileage (usage) offset a buyback would subtract in your state — where the state states a formula at all. Free and private: entries stay in your browser and are not sent or saved.
The calculator
Illustrate the numbers in your records
Purchased vehicles only; not a lease calculator. Georgia’s illustration includes motor homes, using the 90,000 divisor. No VIN or contact details needed. Entries stay in this page’s memory and are not sent or saved by this tool.
What this comparison means
Where a state guide provides enough numeric information, the first figure is your entered price minus the illustrated usage deduction or allowance cap; the second is the price before it. That is a before-and-after bookkeeping comparison — not a confidence interval, a settlement valuation, or a prediction of an award. Every illustration excludes costs and adjustments the tool does not collect, such as collateral charges, taxes, incidental expenses, finance charges and damage adjustments; the buyback guide explains each state's categories in full.
A down payment and monthly payments are shown separately as cash paid so far. Adding them to the full purchase price would count the same money twice, and neither figure is a loan payoff or a check you would receive.
Texas: why there is no Texas number
Texas law describes a mileage-based usage offset without a numeric formula, so this calculator shows no Texas figure rather than borrowing another state's math. TxDMV publishes its own repurchase-calculation spreadsheets — start from the TxDMV lemon law page, and see the Texas guide for the complaint process and deadlines.
Illinois: a reasonable allowance, not a formula
Illinois allows a reasonable allowance for the consumer's use, but the statute states no mileage formula to calculate it with. The calculator therefore shows no Illinois number. The Illinois guide covers the notice and filing steps that decide an Illinois claim.
Florida: the repurchase calculation
Florida is one of the states that does state the math: Fla. Stat. § 681.102 sets the reasonable offset for use as the miles attributable to the consumer multiplied by the base selling price on the purchase invoice — excluding taxes, government fees and dealer fees — divided by 120,000 (60,000 for a recreational vehicle, which this tool does not model). The calculator illustrates it with your current mileage minus delivery mileage; the legally relevant mileage is measured at a settlement agreement or arbitration hearing, whichever comes first. Process and deadlines are in the Florida guide.
The usage-offset rules, state by state
These summaries stay within the rules already stated in our state guides; each row links to the guide and a primary source. A formula is not a determination that a remedy is owed.
| State | Rule and illustration limit |
|---|---|
| Texas | The existing guide describes a mileage-based usage offset without a numeric formula. TxDMV publishes repurchase-calculation spreadsheets — see the primary source link. Varies — confirm with your state agency or an attorney. Primary source. |
| California | Price × miles traveled before first delivery for correction of the nonconformity ÷ 120,000. This tool subtracts delivery mileage from first-repair mileage as a simplified mileage input. The statute measures total miles at first delivery for correction; verify the relevant repair and price base. Primary source. |
| Florida | Fla. Stat. § 681.102 defines the reasonable offset for use: miles attributable to the consumer up to the date of a settlement agreement or arbitration hearing (whichever comes first) × the base selling price on the purchase invoice, excluding taxes, government fees, and dealer fees (for a lease, the agreed-upon value) ÷ 120,000, or ÷ 60,000 for a recreational vehicle. The tool illustrates it with your current mileage minus delivery mileage and does not model RVs. Primary source. |
| New York | Miles over 12,000 × purchase price ÷ 100,000. This tool uses current mileage only as an illustrative input; confirm the legally relevant mileage and other adjustments. Primary source. |
| Pennsylvania | Reasonable use allowance capped at the lesser of $0.10 per mile before the first report or 10% of the purchase price. The tool needs first-report mileage separately and illustrates the maximum stated cap. Primary source. |
| Illinois | Reasonable use allowance; the existing guide gives no numeric formula. Varies — confirm with your state agency or an attorney. Primary source. |
| Ohio | The existing guide states no usage-offset deduction. The tool subtracts zero for usage; this is not a complete refund calculation. Primary source. |
| Georgia | Purchase price × miles at the first repair for the defect ÷ 120,000, as the Georgia guide states; motor homes use 90,000. The tool uses 120,000, or 90,000 when you select motor home. Primary source. |
| North Carolina | Price × miles up to the third repair attempt or the 20th business day out of service, whichever first, ÷ 120,000. First-repair and current mileage do not identify that milestone. Varies — confirm with your state agency or an attorney. Primary source. |
| Michigan | Price × (miles driven before the first report of the defect + all miles driven beyond 25,000) ÷ 100,000. A court or dispute procedure may reduce the over-25,000-mile portion when the vehicle did not provide reliable transportation. This tool subtracts delivery mileage from the first-repair and current readings as simplified inputs. Primary source. |
| New Jersey | Price × odometer mileage at first presentation for the nonconformity ÷ 100,000. The Division of Consumer Affairs booklet's example: $19,500 × 9,500 ÷ 100,000 = a $1,853 allowance. Used vehicles under the separate Used Car Lemon Law use a different deduction and are not calculated here. Primary source. |
| Washington | Miles driven from purchase to the first repair attempt for the defect × purchase price ÷ 120,000 (motor homes ÷ 90,000; motorcycles ÷ 25,000). For claims based only on days out of service, the counted miles stop at the 15th cumulative day out (30th for motor homes) — this tool does not model that cutoff. Primary source. |
| Massachusetts | New vehicles: contract price × miles the vehicle traveled before the manufacturer accepted its return ÷ 100,000 (motorcycles ÷ 25,000); this tool uses current mileage less delivery mileage as the stand-in. Used vehicles bought from a dealer: 15 cents per mile driven between sale and repurchase — not calculated here. Auto homes are excluded from both laws. Primary source. |
| Virginia | The Act caps the allowance for use at one-half of the IRS per-mile rate, plus an amount for any loss to the vehicle’s fair market value (§59.1-207.11) — a ceiling stated by reference, not a numeric formula. No deduction is calculated. Primary source. |
| Arizona | The allowance covers use before the first written report of the defect and use while the vehicle was not out of service for repair (§44-1263(A)). No mileage formula or rate is stated. No deduction is calculated. Primary source. |
| Maryland | The allowance for use may not exceed 15 percent of the purchase price (§14-1502(c)(1)) — a ceiling, not a mileage formula; a damage allowance beyond normal wear may also apply. No deduction is calculated. Primary source. |
Check the process before the arithmetic
A buyback figure means little if the notice or deadline steps were missed. Compare your repair history with your state's tests in the free quiz, estimate your filing window with the deadline calculator, and read the full explanation in how lemon law buybacks are calculated. If you are ready to act, the $29 packet builder turns your facts into five draft documents for your state.
Common questions
Is the result the amount I would receive in a buyback?
No. It compares your entered purchase price before and after an illustrated usage deduction or cap. It is not a prediction, a legal valuation, or an award range, and it excludes charges and adjustments the tool does not collect.
Why is there no number for Texas, Illinois or North Carolina?
Texas and Illinois state no numeric formula in the sources our guides rely on, and North Carolina's rule turns on a mileage milestone — the third repair attempt or the 20th business day out of service — that this tool's inputs cannot identify. Showing an invented figure would hide those limits; confirm with your state agency or an attorney.
Does the calculator send or store my entries?
No. It runs in your browser, does not send entries anywhere, and does not save them. With JavaScript disabled, the state rules below remain readable and the calculator is hidden.
Does it work for leases or used cars?
No. It illustrates purchased new vehicles only, using the new-vehicle rules in the state guides. Some states have separate used-vehicle laws with different deductions, which are not calculated here.